See how compound growth turns steady contributions into serious money.
FV = P(1+r)ⁿ + C · ((1+r)ⁿ − 1) / r
$10,000 at 7% with $500/month for 20 years grows to roughly $299,000 — of which ~$169,000 is interest.
Compound interest is the engine behind long-term wealth. Reinvested returns earn returns of their own, snowballing over time. Small, consistent contributions almost always beat larger, sporadic ones.
This calculator compounds monthly, which closely matches most investment accounts.
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